From one-person shops to growing teams — coverage for the risks you actually face, at a price that respects your margins.
Contractors, retailers, restaurants, delis and grocery stores, auto shops, professional offices — Connecticut's small businesses run on thin margins, and overpaying for insurance (or worse, discovering a gap after a claim) hurts.
Because we're independent, we compare commercial carriers for your exact industry and risk profile — including the niche programs many business owners never hear about from a captive agent.
Landing a new client or job that needs proof of insurance? We issue certificates of insurance quickly — often same-day.
Request a CertificateTell us what you do — we'll build the package around it.
Protection against common lawsuits and claims — slips, property damage, and advertising injuries. The foundation of every business package.
Liability, property, and business income bundled into one convenient, cost-effective package for small and mid-sized businesses.
Required in Connecticut for nearly all employers. Covers medical expenses and lost wages when employees are hurt on the job.
Vehicles you own, lease, or have employees driving for work — from a single work truck to a small fleet.
For claims of negligence, mistakes, or inadequate work in the services you provide. Essential for consultants and professionals.
Extra liability protection above your other policies for the large, unexpected claim that could otherwise end a business.
Most small businesses start with general liability. If you have employees, Connecticut requires workers' compensation. A business owners policy (BOP) bundles liability, property, and business income at a package price. Commercial auto, professional liability, and umbrella fill the gaps.
Yes — Connecticut requires workers' compensation insurance for nearly all employers, with very limited exceptions. Penalties for going without are severe.
It depends on your industry, revenue, payroll, and location. The only honest answer is a quote: we compare carriers for your exact situation and show you the options side by side.
Yes — we issue certificates quickly, often same-day, and can set up automatic certificate delivery for your regular clients.
Free commercial quote. Honest advice. Carriers compared side by side.
