Commercial Vehicle Insurance Connecticut – Protect Your Business Vehicles in CT
Commercial vehicle insurance Connecticut is essential for any business that uses vehicles for work purposes. It covers your vehicles and drivers in case of accidents, damages, or injuries, and protects your business from financial losses and legal liabilities.
What Is Commercial Vehicle Insurance in CT?
Commercial vehicle insurance is a type of insurance that covers vehicles used for business purposes in Connecticut. It protects your business from financial losses if your vehicles are involved in an accident, cause damage to property, or injure someone. Commercial vehicle insurance is required by law for all business-owned vehicles in Connecticut, regardless of their size, weight, or use.
Why Do You Need Commercial Vehicle Insurance in CT?
You need commercial vehicle insurance in CT because it is mandatory by the state. Driving without insurance can result in fines, license suspension, and vehicle impoundment. Moreover, you need commercial vehicle insurance to protect your business from lawsuits and claims if your vehicles cause harm to others. Without adequate coverage, you could face huge expenses for medical bills, legal fees, and repairs.
How Much Does Commercial Vehicle Insurance Cost in CT?
The cost of commercial vehicle insurance in CT depends on several factors, such as the type, number, and value of your vehicles, the driving records of your employees, the nature and location of your business, and the amount and type of coverage you choose. The minimum liability limits for commercial vehicles in CT are:
$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage per accident
However, these limits may not be enough to cover the full extent of damages in a serious accident. You may want to consider higher limits or additional coverage options, such as collision, comprehensive, uninsured/underinsured motorist, and medical payments.
How to Get the Best Commercial Vehicle Insurance in CT?
The best way to get the best commercial vehicle insurance in CT is to compare quotes from different insurance providers. You can contact an independent insurance agent who can help you find the best deal for your specific needs. An independent agent can shop around for you, compare policies and prices, and advise you on the best coverage options for your business.
If you are looking for a reliable and experienced independent insurance agent in CT, you can contact Flash Insurance Agency Inc. We are a trusted and reputable insurance agency that has been serving customers in CT for years. We can help you with all your commercial vehicle insurance needs, whether you need car insurance, taxi & cab insurance, or any other type of vehicle insurance.
You can reach us at (203)872-9512 or Info@flashinsurance.us. You can also fill out this quote form for an instant quote.